Investment is the process of buying and selling with the hope of making profit from the price differences. It makes capital gained or lost, while the bank deposit provide a safe return of the fixed interest rates. If we invest in stocks, we will get an annual dividend and an opportunity to sell the stocks back in a higher price. As investments are riskier, well-planned investment will also bring a higher return.
Therefore, investment and saving are very good at each individual's decision and the real situation. Although investment return can be higher, we should not invest all of the money. We need to keep some in saving for unexpected use and other investment opportunities.
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